Tickmill offers an **interest rate program** for traders with **unused funds** in their trading accounts. This program allows eligible clients to **earn passive income** on their deposits while keeping funds available for trading.
Table of Contents : Tickmill
- How the bonus really works
- Exact withdrawal rules & hidden conditions
- Common risks traders overlook
- Who should — and should NOT — use this bonus
- Introduction to Tickmill Interest Rates
- Tickmill Interest Rate Structure
- Eligibility Criteria for Earning Interest
- How Tickmill Calculates Interest
- Payment Terms and Conditions
- How to Enable Tickmill Interest Earnings
- Important Considerations
- Frequently Asked Questions (FAQs)
- Conclusion: Is Tickmill’s Interest Rate Program Worth It?
Introduction to Tickmill Interest Rates
Tickmill allows traders to **earn interest on unused trading funds**, making it a unique feature among forex brokers. Clients who meet **specific conditions** can **receive monthly interest payments**, helping them grow their capital even when not actively trading.
Tickmill Interest Rate Structure
The **interest rates vary by currency**, and as of **February 2025**, the rates are:
| Currency | Interest Rate (Per Annum) |
|---|---|
| USD | Up to 2.75% |
| GBP | Up to 2.75% |
| EUR | Up to 1.25% |
Eligibility Criteria for Earning Interest
To qualify for Tickmill’s interest program, traders must meet the following conditions:
- ✅ **Interest offering must be enabled** in the account settings (enabled by default, except for swap-free accounts).
- ✅ **Maintain a total wallet balance** across all currencies exceeding **$100 USD or equivalent**.
- ✅ **Have an active trading account** with trading activity within the last **30 days** or at least **one open position**.
How Tickmill Calculates Interest
Interest is calculated **daily** and paid **monthly** using the following formula:
1. Interest Rate Formula:
Interest Rate = (Unused Funds / (Max Threshold – Min Threshold)) × Max Interest Rate
2. Interest Amount Formula:
Interest = Unused Funds × Interest Rate / 365
✅ **Example Calculation:** If a trader has **$10,000** in unused funds and the **USD interest rate is 2.75%**, the daily interest earned is:
($10,000 × 2.75%) ÷ 365 = $0.75 per day
Over **one month**, this would accumulate to **$22.50**, which is credited to the trader’s account.
Payment Terms and Conditions
- 📌 **Interest is calculated daily and paid monthly.**
- 📌 **Payments are credited within the first 10 working days of the following month.**
- 📌 **No upper limit on the amount of interest that can be earned.**
- 📌 **Interest is earned only on unused funds (not active margin).**
How to Enable Tickmill Interest Earnings
Most accounts have **interest enabled by default**. However, you can check and activate it using these steps:
- 🔹 **Log in to your Tickmill trading account.**
- 🔹 **Go to Account Settings > Interest Program.**
- 🔹 **Ensure the interest feature is enabled.**
- 🔹 **Maintain the minimum balance and trading activity to qualify.**
Important Considerations
🚨 **Tickmill reserves the right to modify interest rates or calculation methods.**
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Things to Keep in Mind:
- 🚫 **Swap-free (Islamic) accounts do not qualify for interest.**
- 🚫 **Interest earnings may be subject to tax, depending on local regulations.**
- 🚫 **Interest is calculated only on the portion of funds not being used for margin trading.**
Read Tickmill Review
Read Tickmill Rebates
Read How to Claim AvaTrade 3% Interest
Frequently Asked Questions (FAQs)
Who is eligible to earn interest?
📌 **Any Tickmill client who maintains a balance of at least $100 and meets the trading activity requirements.**
Can I withdraw the earned interest?
📌 **Yes, all interest payments are credited as real funds and can be withdrawn at any time.**
Is there a limit to how much interest I can earn?
📌 **No, Tickmill does not impose an upper limit on interest earnings.**
Can I disable interest earnings?
📌 **Yes, you can disable interest earnings in your account settings.**
Conclusion: Is Tickmill’s Interest Rate Program Worth It?
The **Tickmill Interest Rate Program** is an excellent option for traders who **want to earn passive income** on their **unused trading funds**. This feature allows traders to **increase their capital** without additional effort.
Pros:
- ✔ **Earn interest on idle funds while keeping them available for trading.**
- ✔ **Competitive interest rates for USD, GBP, and EUR.**
- ✔ **Daily interest calculations with monthly payouts.**
Cons:
- ❌ **Not available for swap-free accounts.**
- ❌ **Requires active trading activity to qualify.**
- ❌ **Interest rates are subject to change.**
📌 **Final Verdict:** ✅ **A great feature for traders who maintain large account balances and want to maximize their earnings.**
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